Searches
Registered Agent Solutions, inc. (RASi) has years of experience in the searching of public records. We perform public record searches at the local level, state level, federal level, as well as internationally. We are familiar with the various search logic methods used in these recording offices and are able to conduct expedient and accurate results. Whether you are searching for judgments, tax liens, UCC financing statements, or any other types of public records and/or liens, RASi has the experience and resources to provide you with comprehensive search results. RASi is also versed in the Revised Article 9 (RA9) guidelines that affect the location and methods used for particular record searches.Judgment Liens
In many states when a judgment has been rendered in a court action, that judgment can be filed with a local or state recording office to create a lien. Many jurisdictions refer to this lien as a Judgment Lien or an Abstract of Judgment Lien. These liens act as a public notification of the judgment and can prevent the debtor from entering into various corporate or real estate transactions until the judgment has been satisfied. The judgment itself is also a matter of public record and can be searched on the court record systems where the case was processed.RASi conducts numerous public record searches and is familiar with the researching of court cases and related judgment liens. For more information on judgment lien searches or to place an order, please contact a representative in our Client Services Department.
Back To Top
Mechanic & Misc. Liens
A Mechanic Lien is a lien filed by a contractor (or related vendor) when payment has not been made for the services provided by that contractor on an improved piece of real property. The lien seeks to guarantee payment in the future by preventing the homeowner from obtaining a full title or selling the property before paying for the contracted services. When a mechanic’s lien can be filed varies based on state and/or local laws, but is typically after the contractor’s work has been completed.RASi conducts numerous public record searches and is familiar with the researching of mechanic’s liens and other miscellaneous liens most often filed with local real estate recording offices. For more information on mechanic lien searches or to place an order, please contact a representative in our Client Services Department.
Back To Top
Tax Liens
One of the most common liens found when researching public records is that of the Tax Lien. A tax lien is a lien filed against a debtor (individual or company) for unpaid taxes. Tax liens can come from all levels of government including Federal Tax Liens, State Tax Liens, County Tax Liens and even City Tax Liens (local level tax liens may have slightly different names). Depending on the state, tax liens can be filed at the state and/or local recording offices.RASi conducts numerous public record searches and is familiar with the researching of all types of tax liens filed in recording offices. For more information on tax lien searches or to place an order, please contact a representative in our Client Services Department.
Back To Top
UCC Financing Statements
The search for UCC Financing Statements, often referred to as UCC Searches, is one of the most common public record searches performed in conjunction with corporate and financial transactions. UCC searches seek to locate liens filed against a debtor (individual or company) that has entered into a secured agreement and has a financial obligation to a secured party supported by collateral described within the financing statement.Since the implementation of Revised Article 9 (RA9) of the UCC, there are strict rules for the filing of UCC financing statements and specific guidelines for the searching of UCC financing statements. Since RA9 governs the proper jurisdiction for the filing of UCC financing statements, most UCC searches are conducted where the debtor lives (if an individual) or where the debtor has incorporated (if a company). There are instances where it is prudent to expand the scope of the UCC searches to ensure a debtor does not have any outstanding financial obligations that could affect the decision of another prospective secured party to enter into a financial agreement. RA9 also requires all parties to use their “exact name” or “legal name” when filing a UCC financing statement. While in theory this should make UCC searches more accurate, many states have restricted their search logic to “exact name” searches as well limiting the ability to find filings that may have abbreviated names or misspellings, etc.
RASi conducts UCC and lien searches on a daily basis nationwide. Our staff is familiar with the RA9 requirements and is trained to search various state and local record keeping systems to ensure accurate results. RASi also maintains a network of over 3,000 correspondent who are able to walk into those jurisdiction and conduct hand-on searches when or where necessary. For more information on UCC searches or to place an order, please contact a representative in our Client Services Department.
Back To Top
UCC Fixtures
At the local level, UCC financing statements or other security agreements relating to goods attached to real property are referred to as UCC Fixture Filings. When searching for UCC fixture filings, it is proper to search the recording office that has jurisdiction over the location in which the real property is located. Fixture filings can be contained in real estate documents, such as deeds, or filed on the nationally accepted UCC forms.RASi conducts UCC fixture filing searches frequently in local recording offices nationwide. With a network of over 3,000 correspondents who are able to walk into local jurisdictions and conduct hand-on searches when or where necessary, RASi is able to provide its clients with accurate and expedient search results. For more information on UCC fixture filing searches or to place an order, please contact a representative in our Client Services Department.
Back To Top